Introduction

Welcome to KAFI HQ. These Terms and Conditions (“Terms”) govern your access to and use of the KAFI HQ website, content, services, and any related communication channels operated by KAFI HQ.

By accessing, browsing, or using www.kafihq.com, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree with any part of these Terms, you must discontinue use of the website immediately.

KAFI HQ operates as a professional consulting and information agency focused on financial literacy, financial inclusion, financial news, market trends, research, and advisory services.

Definitions

For the purposes of these Terms and Conditions:

“KAFI HQ,” “we,” “us,” or “our” refers to the owners and operators of www.kafihq.com.
“User,” “you,” or “your” refers to any individual or entity accessing or using the website.
“Website” refers to www.kafihq.com and all associated pages.
“Content” refers to all text, articles, graphics, data, analysis, and materials published on the website.

Nature of Our Services

KAFI HQ provides educational, informational, and consulting-related content. All information published on this website is intended for general knowledge and awareness purposes only.

KAFI HQ is not:

A bank or financial institution
An investment firm or brokerage
A lending or credit provider
A regulatory authority

Nothing on this website constitutes financial, investment, legal, or professional advice.

Eligibility to Use the Website

By using this website, you represent that:

You are at least 18 years of age or have legal capacity under applicable law
You are using the website for lawful purposes only
You will comply with all applicable laws and regulations

If you are accessing the website on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

Use of Website Content

All content published on KAFI HQ is protected by intellectual property laws unless otherwise stated.

You may:

Access and read content for personal or educational use
Share links to our content with proper attribution

You may not:

Copy, reproduce, republish, or redistribute content without written permission
Modify or create derivative works from our content
Use content for commercial purposes without authorization

Unauthorized use of content may result in legal action.

Accuracy and Reliability of Information

While KAFI HQ strives to provide accurate, current, and well-researched information, we do not guarantee:

Completeness
Accuracy
Timeliness
Suitability for any specific purpose

Financial markets, regulations, and economic conditions change frequently. Users are responsible for independently verifying information before relying on it.

No Professional Relationship

Use of this website or communication with KAFI HQ does not create:

A client-consultant relationship
A fiduciary relationship
A professional advisory relationship

Such relationships exist only when explicitly agreed upon in writing through formal engagement terms.

Consulting and Advisory Services

Any consulting or advisory services offered by KAFI HQ are subject to separate written agreements outlining scope, responsibilities, fees, and limitations.

General inquiries, emails, or informal communications do not constitute consulting engagements.

User Conduct

Users agree not to:

Use the website for unlawful or fraudulent purposes
Attempt to gain unauthorized access to the website or systems
Upload or transmit malicious code or harmful content
Interfere with website functionality or security
Misrepresent affiliation with KAFI HQ

KAFI HQ reserves the right to restrict or terminate access for violations of these Terms.

External Links and Third-Party Content

The website may contain links to third-party websites or services for informational purposes.

KAFI HQ:

Does not control third-party content
Does not endorse external websites or services
Is not responsible for third-party privacy practices or policies

Accessing third-party websites is at your own risk.

Advertising and Sponsored Content

KAFI HQ may display advertisements, sponsored content, or affiliate links to support website operations.

While we aim to maintain editorial integrity, KAFI HQ does not guarantee or endorse third-party products or services advertised on the website.

Users should independently evaluate any third-party offerings.

Limitation of Liability

To the fullest extent permitted by law, KAFI HQ shall not be liable for:

Direct or indirect losses
Financial losses or missed opportunities
Business interruption
Data loss
Reliance on website content

Use of the website is entirely at your own risk.

Indemnification

You agree to indemnify and hold harmless KAFI HQ, its affiliates, partners, and representatives from any claims, damages, liabilities, or expenses arising from:

Your use of the website
Violation of these Terms
Infringement of third-party rights

Intellectual Property Rights

All trademarks, logos, brand names, and content displayed on KAFI HQ are the property of KAFI HQ or licensed partners.

Unauthorized use of intellectual property is strictly prohibited.

Privacy

Your use of the website is also governed by our Privacy Policy, which explains how we collect and handle personal information.

By using the website, you consent to the practices described in the Privacy Policy.

Termination of Access

KAFI HQ reserves the right to suspend or terminate access to the website at any time, without notice, for conduct that violates these Terms or is deemed harmful to the website or its users.

Force Majeure

KAFI HQ shall not be held liable for failure or delay in performance caused by events beyond our reasonable control, including but not limited to natural disasters, technical failures, cyberattacks, or government actions.

Changes to Terms and Conditions

KAFI HQ may update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the website.

Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws applicable in the jurisdiction where KAFI HQ operates, without regard to conflict of law principles.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and KAFI HQ regarding use of the website and supersede any prior understandings or agreements.

Contact Information

If you have questions, concerns, or requests regarding these Terms and Conditions, please contact us at:

Email: infokafihq@gmail.com

We aim to respond to legitimate inquiries in a timely and professional manner.

Final Statement

KAFI HQ is committed to transparency, professionalism, and responsible information sharing. These Terms and Conditions exist to protect both users and the integrity of our platform.

By continuing to use this website, you acknowledge and accept these Terms.